BLET Group Universal Life with Long Term Care

Open Enrollment

We are pleased to inform you that the Brotherhood of Locomotive Engineers and Trainmen is making available a new voluntary group insurance plan to all active, dues paying members. See the info below for Universal Life Insurance (UL) with a Long-Term Care Rider.

Trustmark Universal Life

To get enrolled, call Cornerstone at (224) 770-5322.

Portability – Take your coverage with you and pay the same premium if you change jobs or retire.

One-on-one Guidance – You’ll get personalized benefit advice and assistance with the application process.

The Universal Life (UL) with Long Term Care underwritten by Trustmark provides:

  • Simplified medical underwriting—only 2 simple medical questions.
  • Benefits can be paid as a Death Benefit, as Living Benefits for long term care, or as a combination of both.
  • Living Benefits covers expenses for assisted living, home healthcare, adult day care or skilled nursing home care.
  • Up to $100,000 of member coverage.
  • Can elect coverage for spouse and child(ren).
  • Accrues cash value and provides you with flexible premium payment options.
  • Industry leading Long-Term Care (LTC) rider included for no additional cost.
  • 4% of Life insurance benefit paid monthly for up to 50 months.
  • Premium never changes and you keep coverage if you leave the union for any reason.
  • LTC payments do not decrease your Life Benefits.
  • Pays a higher Death Benefit during working years when expenses are high and your family needs maximum protection.