Accident Insurance

Group Accident Insurance helps protect against the financial burden that accident-related costs can create. Accident coverage serves as an important compliment to other benefits, including traditional medical insurance.

Highlights include:

• Guaranteed approved coverage with no underwriting required to qualify.
• Can cover spouse and children.
• Lump-sum payment.
• Tax-free benefit.
• Benefit does not offset with other benefits.
• 24/7 coverage.
• Up to $100 annual benefit for completing a wellness exam.
• Accidental Death and Dismemberment coverage.
• Portable coverage that allows members to retain coverage at the same rates if their membership status changes (certain stipulations apply).

What Accident Insurance Covers:

Our accident insurance provides benefits for more than 80 accidental injuries, related expenses and treatments in each of the following coverage categories.
Emergency, Hospital & Treatment Care Benefits:

• Emergency transportation
• Initial care (ER, urgent care)
• Diagnostic exams and more
• Specified Injury & Surgery Benefits:
• Dislocations
• Fractures
• Surgery
• Burns and more
• Catastrophic Benefits:
• Accidental death
• Dismemberment
• Coma
• Paralysis and more

If you would like to learn more about group plans offered by Cornerstone Benefits Management please call us at (847) 387−3555.